Private home-loan desk · 18 banks on panel
Same bank. Min rate.
Already negotiated by Propdart.
On your behalf, Propdart has already done the haggling with every major Indian bank — SBI, HDFC, ICICI, Axis and fifteen more. Any home loan you ask us to route lands at the guaranteed minimum rate that bank is willing to write, for your profile, this month. No negotiating, no chasing, no surprises at sanction.
— Senior Loan Officer, Propdart Home-Loan Desk
Rate edge
35–80 bps
In-principle
48 hours
Files closed
2,400+
Your fee
Nil
4.9 / 5across 2,400 disbursed files
How the desk works
- 01Brief us in two minutesLoan amount, the property, your salary slip. That's the file I need to walk into the bank.
- 02I shop your file privatelySix lenders, same week. They quote against each other — not against a sticker rate.
- 03Three written offers, side by sideRate, processing fee, prepayment terms. In writing, on bank letterhead, before you sign anything.
- 04I sit at the disbursal with youSanction letter, valuation, registration, cheque. One number to call till the seller is paid.
Today’s desk board
Propdart rates start at 7.●●%.
Fill the form — your bank’s loan team quotes the exact number, on a Propdart referral.
Indicative pricing for a salaried profile, ₹50L–₹1Cr loan, CIBIL 750+. Refreshed every Monday from each lender’s rate-card. Share your details on the right — I’ll come back with the exact rate, fee and tenure each of these banks will commit to in writing.
Bank
Propdart rate
SBI
MaxGain overdraft · women −5 bps
HDFC
Prime salaried · same-day sanction
ICICI
Express digital file · iMobile
Axis
Asha & Shubh Aarambh schemes
Bajaj Housing
Longest tenure on the market
Yes Bank
Self-employed friendly
Updated Mon, 26 Jul 2026·Floating, RPLR-linked. Bank-specific T&C apply.·Final offer subject to credit assessment.
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